I recently wrote a piece titled the 5 reasons you need an emergency fund and it was a success. Now I want to give you a sequel to the subject at hand named emergency fund heck yea. I implore you to do anything possible to build this baby up because in life we have no real safety nets. Mind you I want this to be a funny post, provided by actual circumstances that might have happened to me, someone else or just plain old fiction.
We just don’t know when bad luck will hit our doorstep, and I am doing a community service by giving you these reasons below for your cackling amusement. Mind you if you are Derek Fisher (NBA Coach) you should stop reading right now, because he just signed a $25 million dollar contract.
Emergency Fund Heck Yea:
You need one if you are attempting to be Michael Jordan on the basketball court. You elevate with your tongue sticking out to dunk it, and realize you can’t so you settle for a layup. As you land you hear a crack and you fall face first on the floor. Severe ankle sprain is the diagnosis.
You need one if your 3 year old daughter likes to save money, but instead of placing it in her piggy bank. She decides her tummy is a better option for a deposit and swallows a penny. X-Ray Films cost a pretty penny with no insurance.
You need one if your frugal minded girlfriend tells you, forgo iPhone insurance because you are a very responsible human being. The screen cracks as you make out in the movie theater, watching a new 3D version of Titanic.
You need one if you want to show off to all your friends how you can do a donut in your car. As you attempt to pull off the trick you panic and ram a light pole. That $750 deductible is not too easy without that emergency fund.
You definitely need one if you go to Cancun, decide to go hiking in an exotic jungle tour, a mosquito bites you with the West Nile virus. There’s no insurance in Mexico buddy, time to fork over some Benjamin’s.
You might need one if decide to take on a new side hustle of BEE Keeper, guess what you anger the swarm. They bite the heck out of you all over. (You never got the Obama care insurance because of your political views- Now what?)
Some of these crazy emergency fund scenarios happened to me in my life and the others did not, as I just made a few of them up. It takes a real imagination to come up with some of these funny reasons to have an emergency fund. I hope you can appreciate the effort placed. I know some folks really resonate with comedy, and what better way than to embellish a little about money and jokes. In this life it takes courage to step aside and view anything differently from the norm, and that is exactly what I want you to do. Be different by building an emergency fund, and laugh all the way to the bank because that is where you will stash it. Now because this account is for emergencies only, you will not get a debit card or checks on this account. For the mere fact that a real emergency does not consist of getting bottle service at club because you are lonely.
Now before we conclude the awesome post you just read, do you want to take a guess at which of the reasons are facts or fiction?
Also if you can provide a funny emergency fund heck yea reason you overcame before in the past.
Haha, my emergency fund came in handy last year, not for anything quite so exciting, just my stupid teeth, but I'm glad I had it.
My recent post Overdraft Fees: How Much Money Are You Putting in the Banks’ Pocket?
I’m glad you had one, it does its job well.