Finding Peace in a Financially Crazy World

 

Finding Peace in a Financially Crazy World
Ghandi was All About Finding Peace

I thought I can switch things up a bit and talk about a topic not many people discuss in this space. Personal finance can and should be about finding peace with your money in any way possible. When it all boils down to it, life is either about having peace or living in stress. I think 99% of people prefer peace. This is why I want to discuss how important it is finding peace in a financially crazy world.

Imagine how people feel living life paycheck to paycheck, do you think they live in peace? How would certain people feel if they did not have emergency savings? What about if people have high interest credit card debt that they can’t ever payoff? How about the new graduates who are burdened by 200 grand in student loan debt? These are all the financial worries that do not foster peace with finances. Lets begin to discuss how to find that peace we so desire.

Meditate once a week – prior to or after tackling a financial acitivity, for example when completing the monthly budget spreadsheet. With the myriad of reasons to stress out over budgets. this 1 mental exercise will relieve any negatives you might encounter. If you can meditate more often, I suggest you do it, and it will offer you the ability to tackle any financial problems you are having.

Get help even if you have to pay for it. Having someone guide you who is an expert in the field of finance and more knowledgeable than you will help you avoid stressful situations with money issues. That guidance is worth more than people think, and all you have to do is find someone that charges by the hour. Doing this will help you avoid spending too much on this financial service. A financial mistake can cost you thousands so why not pay hundreds to avoid them.

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Why I’m not Buying Sneakers In 2016

Why I'm not Buying Sneakers In 2016
Why I’m not Buying Sneakers In 2016

As many of you know I am a sneaker fanatic. But I am coming to a realization that I need to reign in my expenses and I already have sufficient kicks to last me a decade. So in this new year I will not buy sneakers for 12 months. All year long I will not buy any sneakers for personal use. If I can find a good deal that I can later sell for a profit then I might buy something to resell. But I will only consider any sneaker purchase if and only if it makes business sense. (To buy and flip only) Why I’m not buying sneakers in 2016? Keep reading to find out why.

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What Is Finance

what is finance
Get Finances in Line Today for a Better Life Tomorrow!

OK another fun post explaining the basics of personal finance to all of you great readers. My point of view is somewhat unique because I like to break things down to a financial and common sense level. What is finance? Well it is a word primarily and it also represents the definition of money management.

Is it easy to manage money of course, is it hard to manage it if your not ready, extremely. How do you supervise those slippery dollars? If your ready to step up and can really grasp this what is finance definition. When you can innately place finances above other things it will occur naturally. Monetary savviness is not an imaginary thing we are all looking to find in a forest, it is solved by simply finding your reflection in the mirror. It is our choice to either fix things or keep on the same path we’ve been on. See below for what is finance defined.

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Money and Relationships

Money and Relationships

I recently wrote an article based on the money and looks topic, and it was a received well. Now we are going to continue the theme, but this time with a listicle of random facts solidifying why money has a greater weighting in relationships. The moral of this post doesn’t mean money is everything, but it just puts things in perspective to see the facts as to why money is so important in today’s world. Money and relationships go hand and hand, and if your perceived to not have any mula, the dates will dry up like the Sahara Dessert.

I cant fathom how or why our culture is shifting so far into money being a prerequisite to dating someone. Hey if you have millions and look physically unappealing, I know for a fact that you can get a model to date you. If someone drives a fancy car it is assumed that the driver is well off. If you travel constantly and post Yolo all over Instagram, you’ll probably get more than a few invitations to date.

Its about time we ask a serious question. What do you love more – The Money or the Relationships?

 

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Money Talk

 

Money Talk
Lets have more Money Talk in our Lives

What if we all talked more about money on a daily basis? Is it truly that awful to discuss money or is it another underlining reason people shy away from it. I can clearly say I don’t know the answer, but it is a way of life here in the U.S. to avoid awkward money talks especially around people’s personal monetary status.

Well I want to provide you with some simple, easy to discuss money talk topics and I hope you can get some value out of it. The topics today will all be random little tidbits to get you to talk more about finances.

Imagine a world where a husband and wife could sit down weekly to talk freely about money and not have fun arguments.

How about if the basics behind money management is implemented into the US school system as mandatory curriculum for all kids before graduating High School. Imagine the impact this could have on future generations. It could possibly bring about the collapse of pay day lenders, and other predatory loan facilities.

Let’s dream for a second if 2 times a year families with older kids sat down at the dinner table to devise a plan to increase income and or investing for the entire family.

Think of big picture planning like the Johnson & Johnson family does as televised in the film “The 1 Percent”. They are forced to sit down to discuss strategies by the financial advisors, and the heads of the Johnson family trust. Why can’t we all have our own meetings on a small scale?

If you feel overwhelmed to discuss things, just find someone to help you smooth out any anxiety or issues you may have around money and that is not trying to sell you something. Believe me they exist and they will teach you first and foremost just like a good mentor.

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Being a Rich Imposter

Being a Rich Imposter
This Fake Badge was found in the street, I imagine off the car of a Rich Imposter

 

The other day I was in the supermarket and I noticed a dude, who looked like he was about to attend a fashion show sporting an upscale leather coat, fancy shoes and clothes. If you’re going on a hot date with one of the Victoria secret models then you might need to dress like that to show a higher standard than the norm. Because if you don’t amaze you will not get a second date most likely. But just to get tomatoes, milk, and some eggs really doesn’t make sense to me to dress like a Valentino model.

Do you feel like stuff defines you? If you always look for stuff to solidify your status, then guess what your being a rich imposter. If the title makes you feel some type of way aka mad, then you’re really being a rich imposter times 2.0. IF all you own is fancy name brand stuff, then you are either rich or a rich imposter. The trick is not to be a rich imposter because then you will actually never reach being fundamentally rich. Wow did I just blow your mind Mr. Imposter?

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Financial Ponderings

 

financial ponderings
ITs Fun to Think about this Pondering.

I want to give you a few of the financial ponderings I was thinking of during lunch yesterday. These will never change as Americans are fully integrated into a system that is not beneficial for the average person. I hope many of you will learn a few things from reading these tidbits and just stop to think that maybe there is a better way to live life.

Granted we all take risks in life for instance if a stock you owned dropped a few dollars, and you cashed out. But if you are constantly signing on the dotted line for loan applications year after year, then you are destined to live a life of less abundance. By overspending on products and getting services above means is a lifestyle that is never good financial sense.

By discussing the financial ponderings and then acting responsibly by your money any reader will transform into a super informed financial mastermind. Who can decipher any financial pitfalls like a spelunker for the money life we all lead. If done right The ups will be tremendous highs, and the downs will be easily stress free as we can cover any emergency due to the financial smarts and cash hoard we have stashed by not being victims to these interest rate trickery by the banking institutions.

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Not the Average Definition of Stuff

Not the average definition of stuff

Do you find that your house is full of stuff that is just lying around, for the most part unused and collecting dust? This is unfortunately the norm for most Americans, because we love to buy, purchase, acquire, and lastly procure stuff.

Hey everyone all of that stuff will not make you happier, it just takes up space and energy.  I will show you a few awesome, not the average definition of stuff, to make you laugh.

In 2014 the average American adult is predicted to spend about $700-800 dollars for Christmas gifts aka they will give away a bunch of stuff to friends and family. When you multiply this amount as a nation that figure is around 600 billion dollars. (Begin awkward hand clap)

After you read these, you might think to yourself I really don’t need all this stuff and can now focus on living a simpler life.

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