In today’s increasingly dog-eat-dog job market, candidates have to optimize their resumes to keep pace with the pack. One readily transferable postgraduate degree is the Master’s in Business Management (MBA), which you can study abroad at institutions like American University of Sharjah, giving you an even more enriched experience. However, whether you have just received your undergraduate degree, or you have been qualified for a while, the decision to pursue further qualification has to be justifiable. Read on for some of the arguments for and against forking out for a Master’s.
The premise behind the financial champion or financial wimp is to decipher where anyone who is currently employed is excelling or falling behind everyday with money matters.
There’s not much info out there on actual facts whether someone is a financial champion who makes all the best choices with money or a financial wimp who squanders money. (PF Bloggers Excluded) The financial wimp is inclined to make excuses behind each and every financial choice they make. It can be blamed on several factors like not making enough income, not being able to avoid debt, not sacrificing for immediate gratification, etc. Let’s make an effort to stop all the excuses.
Now where the grass on the other side is usually greener or at least appears that way. The financial champions are the folks who constantly strive to do the best for their finances without any mental barriers or #excuses. They fund 401K to the best of their abilities, they have a Roth IRA and fund that as well, they understand the value of money, they take choices regarding money not lightly, they brown bag lunch in order to pay debt off sooner, and they understand happiness does not come from buying everything that glitters.
Now let’s discuss what traits distinguish the two polar opposites of financial people. I am not trying to put anyone down or praise anybody, but there is a truthful way to live a dedicated money life. See below for the awesomeness.
How many people do you know work at a job they hate, just for the paycheck? How many people, do you think, do this their entire life just because they want reliable income? What about you? Are you truly happy doing what you’re doing? If you’re like most people, you’re not happy. You long for something more – something better. You’re on the horizon of retirement, but this isn’t the end for you. No, you’ve got one good business in you. Here’s how to bring those dreams into reality.
Finding the Daily interest is a must if you want to be Debt Free.
Hello friends I want to ask you an important question today, what is the daily interest you pay on any loans you’re currently holding? If you do this research it will take you no more than 15 minutes to complete, and did you know it can help you be debt free sooner. Most lenders charge a daily interest amount, and you can find it by multiplying the full balance owed, by the (APR) Rate, then divide that by 12 to get the monthly amount you are being charged.
To take this calculation a bit further divide that amount by 30 to give you the daily amount you pay in interest. Doing this financial exercise can make you aware of what’s beilng robbed from you every day by holding that horrible debt.
The Average Person will Pay 279,000 in interest payments. (See Below for the article)
Can having weak or strong will power affect your finances? I believe it can and if you struggle to maintain the will power to say no, then you can ruin yourself. Just like the person struggling with over-eating, they know they must eat better to stay healthy but they have low will power to change. Finances are the same because people with weak will power for the most part cannot say no to adding new debt, living above means, splurging on wants. Yes I might be striking a nerve with some readersbecause they are full of excuses behind the ability to modify behaviors. But I am doing it, to show you how money can be broken down to simple choices like facing your inner willpower.
I speak with purpose because I see it everyday many people not facing their ability to say no or adjust lifestyle to current life situations. Somebody wants to lose 40 pounds but then they continue to eat the daily bagel with cream cheese. They want results but then do not hold their actions accountable. (It boggles my mind the lack of focus for will power) For example somebody who wants to be debt free, but continues to live life adding new debt. Having willpower is so transparent to me, but not so easily understood by others. I am always eager to share my thoughts with all of you, and I want you to have strong will power. How can you begin to have better will power?
We all have desires to live the American Dream and part of that dream is owning property? I know for a fact that houses provide the average person the ability to increase net worth. When you have that responsibility of owning your home, you feel a sense of pride and can take on projects that increase the value of the house with ease. Because there’s so much involved with owning a house that it just increases your get to work with a hammer skill, even if you contract out the big jobs, you will learn smaller tasks around the house. There’s over a hundred million videos on YouTube on how to maintain your house, coupled with famously tailored HGTV shows that give you a plethora of ideas on how to get the best bang for your buck. Over time with all the upgrades, increased equity, and home market values rising, these are usually signs of increased wealth for many homeowners. Now let’s talk about the benefits as well as the drawbacks of home ownership that you need to know right now.
If you could be debt free today would you pursue it? Why for heaven’s sake do people seem content to stay burdened for so long, sending only the minimum for years to lenders. I don’t know about you but I want my future income to be all mines and not some banks. Do you know the banks are smiling every time you send the minimum in month after month? That means they have you beholden to them for that much longer. Hence you are their bank roll and source of future revenue. Keep reading so that I can explain further how we all can use the pay debt now method to change our lives.
Enough is enough and I want you all to do well financially. It’s time for a change with how we view credit and debt. If you can’t afford expensive items, think very hard if you will appreciate it after 5 years paying for that product, Time is good at making most of us seem like our choices didn’t make sense back in the past. Now that you understand the thought process, how can you solve debt issues today?
Are you a “bull” or a “bear?” Do you even know what these terms mean? It’s understandable and perfectly OK if you don’t. Many forex traders struggle with them. It’s a holdover from the stock market, and it defines your basic view of the marketplace at any one given time.
Contextually Important
It’s important to realise that the terms “bull” and “bear” are contextual. This means that a person who is “bullish” or a “bull” in one market environment may not be a bull in another. The same is true of a “bear.”
One of the many forex trading challenges is determining whether a “bull” or “bear” market exists and then what to do about it. Money can be made in either market, but some traders prefer to trade in one market over another.
So, being bullish isn’t necessarily an investment philosophy, but rather a view of the market itself – but only a view of the market as is currently exists.
