The Perks of Commuting on Two Wheels

 

The Perks of Commuting on Two Wheels
The Perks of Commuting on Two Wheels

Does it scare you to hear that the average commuter in America spends a solid 38 hours yearly stuck in traffic and over 60 hours in some big cities? The same research shows that idling commuters released 56 billion pounds of carbon dioxide into the atmosphere in a year. Yikes. Most people have better things to do than sit on the highway fiddling with their radio or frantically urging their GPS to find alternate directions to the solid red line that indicates their usual route, but may feel stuck inside a routine that involves tons of time and frustration spent getting to and from work on a daily basis. Many people may also feel guilty about their contribution to the negative impact that commuting by car has on the environment, but may not be sure of potential ways to streamline their actions.

There are certainly benefits to commuting on four wheels, like shelter from the elements, not to mention the fact that many roads are specifically suited to cars, trucks, and SUVS over other vehicles. But two-wheeled commuting in its various forms holds a number of advantages that are swaying more and more people to leave their car in the garage and hop on a motorcycle or bicycle to head to work.

Read on to learn more about the perks of commuting on two wheels, and make sure you’re truly prepared to do so.

Motorcycles: A Shorter, More Engaging Commute

As one experienced motorcyclist outlines for Cruiser, many people may be incredulous about the feasibility of commuting by motorcycle, but it’s hard to deny the time-saving potential as well as the personal connection to each and every commute that may be lacking for those who sit in traffic in their car. Some motorcyclists undertake a practice called lane-splitting—now legal and regulated for safety in California—which involves passing between rows of idling vehicles by driving down the dividing lane line at a controlled speed. It’s not hard to imagine how much time this could save when practiced responsibly, not to mention the fact that motorcycles offer acceleration advantages that can translate to more efficient lane changes and traffic maneuvers in general.

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Luxury Cars on the Cheap

Luxury Cars on the Cheap

Lexus Hybrid Models (CTH or ESH only)

Audi A4 or A6 (Smaller Engine only)

BMW 1 or 3 (V-4 version only, with no extras)

Infinity G

Vintage Muscle Cars (Not mint, but close to it)

Acura

These are the cars that if you are out of debt, have a great income, and currently exceed retirement estimates for your age that you might want to get to live a little in the lap of luxury. These are all luxury brands but the cool thing is these models are not too expensive.

All the vehicles I mentioned above will cost you less than 50K for new versions and around 25K for used versions. I am not one to recommend splurging on cars given this is a financially savvy blog, but if you finally achieved a new status with personal finance then I do not see anything wrong with getting any of these models if your income is consistent and above average. One Caveat I recommend is not to do it while adding debt. The right way to buy cars is to save up as much as possible and buy something you can afford.

They all can get you from point A to B, while saving you some gas compared to other equally priced luxury cars. The only exception to the list is the vintage muscle cars as most will be V-8 engines with horrible fuel economy, but boy will you look cool riding around in one of those puppies. Some auction sellers have them at great prices.

Obviously the Lexus Hybrids will get you great fuel efficiency now but later the battery issues might be a problem. In comparison the German cars which include Audi and BMW, their engineers are making great strides with diesel engine options that could one day trump the hybrids class leading MPG records.

First thing to consider is to only buy these if the purchase price consists of less than 25%-50% your annual income. Percentages must play a big role in life and if you learn to apply them to cars you will be well off and be very financially efficient.   Do not be like the normal college graduate who goes out and buys a car that equals 75% of their annual income. In addition to this error most of those graduates just landed the job, and thus do not have at least 2 years of job security. This can lead to major issues with finances early on in life. Buying a car that equals 50% or more off annual income is not smart personal finance.

Any other cars not on this list are either priced too high, offer horrible fuel efficiency, have reliability issues, or have extremely expensive 5 year cost to own stats.

 

Purchase Price = 25K

Annual Income must = 100K or greater

Equals 25% price to income ratio

Purchase price = 25K

Annual income = 50K

Equals 50% price to income ratio

Can you now see the difference in the percentages? One allows you less risk than the other.

Comment if you agree with the luxury cars on the cheap list. Also if you agree with the purchase price to income ratio I recommend above?

Rich Uncle EL

 

Pic credited to Lexus Co..

Save Money On Gas

Hey does this topic excite you and intrigue you at the same time because of the rising concern of prices at the pump? Do you have a long commute and just want to do better on your miles per gallon going forward in the future? Well you have stumbled upon the best post on how you can save money on gas. You do not have to drive like Miss Daisy, but at the end of the day driving at reasonable speeds does help save your gas.

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