Everyday does not go without the doom and gloom behind news media centralized on our nations financial conditions. I cannot tell you how many times I heard the term fiscal cliff in a span of 4 months and still counting, I am running out of fingers and toes. I ask myself why does all this doom and gloom crappy news sell or for that matter why do people want to hear it? I even got a random email from a coworker who could care less about his finances or being responsible with money, asking me what I thought of the fiscal cliff. I gave my explanation to him that it’s all hoopla based primarily on the elections. But that still doesn’t even begin to answer the question; why is there so much doom and gloom coming from all the media outlets and why do people care to hear it.
Tag: Personal Finance
How not to use Emergency Funds
In this article listed in Daily Finance the author expresses how he used his emergency funds to cover a big car repair bill for a 2002 Honda Accord. He spent 5 grand on an 11-year-old car that is probably not even worth that much if he were to trade it in. If this person understood the value behind his money he would have used his 5 grand in a much better fashion aka value based spending. Keep reading to understand how not to use emergency funds.
Gas Prices by Country
Did you know that gas prices by country all over the world range between $.06 cents to $10 dollars a gallon? All the prices below were found in a recent Car & Driver magazine were the countries price per gas in their currency was converted to dollar equivalents. I know what you’re thinking? What country has gas at .6 cents a gallon? Imagine if you lived in that country, would your pay be comparable to the US, and if so why is gas there so much less than gas in the U.S.
What makes your World go Round?
OK I have come to the realization that we all go through life for a specific purpose. Problem is that many still do not have an idea of what that may be. If you can just stop checking your Facebook status or Instagram pictures every 10 minutes, then you too can ask yourself what makes my world go round? It can be something within you that you still have not realized or maybe the vision you once had is a bit fuzzy. I think if everyone can just analyze this for 30 minutes a day maybe you can actually have some direction and purpose in life.
Consumer Reports Best Value Cars
Hey it’s a new year and I wanted to share with all of you a great article I found on the CNN money website. It is the consumer reports best value cars for 2012 and further leading into 2013. How many people were surveyed for this test, 1.2 million people aka subscribers. Thats a lot of info to dive into and dissect. Well check it out below:
Negotiate a Better Salary
If you are one of the Lucky few to get a job in this economy and the HR rep. calls to inform you that you will start with a salary of 34K. Depending on how the conversation is going, you can sneak in the 4 famous words that negotiators love to throw around: Can you do better or Can that be negotiated?
Is it worth it to spend 90 dollars a month for Internet
This is what I am currently spending a month to access the internet now a days. It consists of two cell phones with data and home based internet usage. This gives me access to surf the web on my cell phones whenever I desire too, and at home on my computer.
The question I am proposing is, is it worth it to spend 90 dollars a month for internet?
Continue reading Is it worth it to spend 90 dollars a month for Internet
Personal Finance Facts
I wanted to share with you all the random personal finance facts that I have found by reading books, articles, and blogs in this past year. Some of the data is from the year 2010, but all other facts are as current as 2012. I want this list to consist of both positive and negative personal finance facts. See below and let me know which one of these actually shocked you to react in a positive way towards your finances.